How To Apply in Punjab Rozgar Scheme

The Punjab government has recently introduced the biggest ‘loan program’ in Pakistan known as the ‘Punjab Rozgar Scheme.’ The purpose of this scheme is to re-establish the businesses that were heavily affected by the deadly coronavirus that started in early 2020 in Pakistan. The virus didn’t just affect Pakistan but the whole world. Almost every businessman/woman suffered heavy losses in their business, and many of them even had to shut down completely.

With this initiative, small to mid-business owners can get a loan of PKR 1 Lac to PKR 1 Crore (subject to terms and conditions). The reason why it is so special is that the loan is being offered at a very low-interest rate and the duration can be from up to 2 to 5 years.

After this scheme was launched, many people have been asking how they can apply for this loan and get their businesses starting again. So, in this article, we will give you a complete guide on how you can easily apply for the ‘Punjab Rozgar Scheme.’

But Before you apply, you should probably check if you are even eligible to apply or not. The eligibility criteria for the Punjab Rozgar Scheme are as follow:


  • Applicant must have a Punjab domicile.
  • His/Her age should be 20-50 years
  • The business location must be in Punjab
  • College graduate with enterprising abilities
  • Diploma/Degree Holder
  • Skilled laborers, Artists, or people who have a beneficial business plan

If you meet the above criteria, then you can easily apply for this scheme and get your loan. but make sure you have the required documents as well.

Required Documents:

  • Your pictures with clear faces.
  • Copy of your CNIC. (Front and Back)
  • Experience certificates
  • Educational Certificates
  • Domicile and security documents to get a loan.

Now, let’s see the procedure for how you can apply for the Punjab Rozgar Scheme:

How to Apply?

First, go and visit the official Punjab Rozgar Scheme Website.

After that, you will be required to sign up on the site by entering your personal information such as your Name, CNIC number, Phone Number, Email Address, and password.

Once you have signed up, enter the email and password you have set up and log in.

After that, your profile page will appear, find the new application option and click on it.

The guideline page will show up, you are required to read the full page carefully and click on proceed to application.

Now, the application form will show up and you will be asked, about your qualifications, what kind of loan you are applying for, a copy of your power bill, your security details (name of the individual, CNIC, total assets sum, and so forth), your business strategy, your information on month-to-month business pay, cost, and month-to-month family cost, experience certification, and different documentations.

Once you have entered all your information in the form, you will get an instant message on your mobile phone number which will confirm that you have successfully enrolled in the Punjab Rozgar Scheme. The message will also include your application number and will request that you have to pay the Rs 2,000 application charge at any Bank of Punjab.